Secured loans require borrowers to offer up assets as collateral, while unsecured loans do not. This can have major implications for who qualifies, the interest rate they pay and the repayment terms they are offered. Collateral can be anything of value that the lender can claim if you are unable to repay your debts on time. This could include physical assets like a car or a house, as... https://easzfin.com/make-the-most-of-health-care-expenses-before-end-of-year/