Loan eligibility depends on salary, as lenders assess income to determine repayment ability. Generally, home loan eligibility is around 60 times the net monthly salary, while personal loan eligibility ranges between 10 to 28 times the salary. Methods like the multiplier method and EMI/NMI ratio help banks calculate loan amounts. Other factors like credit score, existing EMIs, and co-a... https://duefactory.com/blog/how-much-personal-and-home-loan-can-i-get-based-on-my-salary/